… but not really. I’m kind of sorry you’re not making any money off of me. I’m also sorry that I’m only just working on taxes now. I blame previous employers for not sending me my tax stuff despite several phone calls.
This is about as good of a segue into financial health as I can come up with today. I am a little sorry about that.
I know that budgeting and all that jazz isn’t a very exciting topic, so I wouldn’t blame you if you stopped reading right now. But I have come to believe that it’s just as important as physical and mental health. After all, it’s really hard to live a relatively stress-free life when you have no money to pay your bills. And trust me, I know exactly how that feels. In fact, I believe that was about 3 years of my life. And it SUCKED. It sucked HARD.
I always felt stressed about my bank account. I cried more than once about how I was supposed to pay my tuition, eat, and have a roof over my head. Thankfully I didn’t have too many stress-related issues otherwise. I was employed, and I was trying my hardest. Or at least, I thought I was.
Until I actually made a budget. Once I did that I realized just how far off I thought I was. When you make $9/hr and eat like I do… budgets are really scary. So I ignored it. And that was kind of a mistake.
Thankfully, I make a bit more than $9/hour now. I no longer have nightmares about my bank account balance. But I am in the midst of trying to pay off my student loans in a reasonable time frame (thankfully, mine aren’t as bad as JG’s!). I’m also trying to pay off my credit card and save up for a car. And retirement. So you can probably see why it’s important to budget for all that! I finally took ownership of my finances and can happily say that all five figures of my student loans will be paid off within five years. I’m also planning on buying a car within the next two years (fingers crossed!). And you know what? I still have enough left over to eat like the little piggy that I am.
It is so, so rewarding paying your bills like a grownup. Or is that just me?